Insurance & Financing - Florence & Louisville, KY

Dental Care That Won’t Break the Bank!

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We Deliver Affordable Smiles

At Embrace Dental Care, we do everything we can to provide excellent and affordable dental care. For us, it’s never about money because we think everyone deserves a happy, healthy smile for life! We accept a variety of payment methods including cash, personal checks, major debit and credit cards and dental insurance. Our friendly staff is happy to submit and update insurance claims on your behalf. We also offer in-house financing options and third party financing in Florence and Louisville, KY to help you pay for insurance deductibles, co-payments and cosmetic treatments not covered by insurance. And if you’re uninsured, be sure to check out our unique Embrace Savers Plan that includes an array of preventive services, yearly whitening and additional discounts for one reasonable fee. We welcome you to call our practice to discuss our affordable and flexible payment options or ask any other questions.

We accept the following:

Our Payment and Financing Options


Cash, Check, or Credit Card

In most instances, you can pay with cash, personal checks or credit cards. We accept Visa, Mastercard and Discover.


Dental Insurance

We accept dental plans from most insurance carriers, including Aetna, Anthem BCBS, Cigna, Delta Dental, Guardian, Humana, MetLife, UnitedHealthcare and United Concordia Dental Insurance. Our insurance coordinator will work closely with your insurance company to help maximize your benefits.


In-House Financing

If you prefer in-house financing to a third-party vendor, simply ask our financial coordinator about the terms and how to set it up. This is one of the many unique things we offer to our patients to ensure a lifetime of good oral health.


Proceed Finance

Proceed Finance provides no-collateral, full-amount loans at fixed rates for more complex and costly dental procedures such as All-on-4 dental implants . They also offer fixed interest rates for the loan term and no prepayment penalties, making them a smart and affordable option for patients that desire low monthly payment options. Instant decisions are customary once the application is complete, and no down payment is required. After the loan is approved and accepted, funds are paid directly to our practice so you can start treatment immediately. Visit or call 844-272-7587 for more information.



Since 1987, CareCredit has helped millions of patients get the dental care they need. One of the most popular third-party dental financing options, CareCredit can be used to pay for elective treatments and procedures not covered by dental insurance. Short-term, interest-free payment plans are available for a select number of months, while longer-term plans for more costly treatments offer affordable fixed monthly payments and competitive interest rates. Most applicants get instant approval and the card requires no activation fee once you’re approved. CareCredit enables receiving the treatment you need right now without worrying about the cost. Visit or call 1-800-677-0718 for more information.



This peer-to-peer financing company provides fixed-rate personal loans with low monthly payment plans calculated after a one-time origination fee and no penalty for early repayments. We recommend selecting LendingClub only if you have a good credit score and low debt-to-income ratio. While the approval process may take longer than other financing companies, once you’re approved, you’ll have access to long loan terms with competitive interest rates. Funds are deposited directly to your bank account, which you can use to pay for dental procedures. Visit or call 1-888-596-3157 for more information.


Embrace Savers Plan

This unique plan is intended to help uninsured patients keep their yearly costs down with a small initial investment. It provides a low-risk opportunity to visit our practice, meet our team and restore your oral health. The plan features no yearly maximums, deductibles, claim forms, preauthorization or pre-existing condition limitations. In addition to including a free new patient exam, digital X-rays, yearly whitening and a 20% discount on additional services, the plan offers free orthodontic and implant consultations.

Treat your smile to excellent and affordable dental care!

Call us today and inquire about our flexible payment options.